Why You Shouldn't Let AI Agents Run Your Finances

 
This is why. AI Art created by me.

When I created this image, I believe using Civitai, my prompt called for a beautiful naked woman tied spreadeagled to a bed. I did not mention straightjackets at all. Nor did I mention four-legged spider women wearing straightjackets at all. I did ask for the image to be created in pulp magazine art style. At least it got that right.

I bring this up because I recently saw an article with a headline that said, "Don't Let AI Agents Run Your Finances." I wholeheartedly agree.  I say this as a person who enjoys working with AI, both AI art programs and AI agents like Gemini and ChatGPT and have found them to be VERY useful in learning AI art sites like Tensor Art, Leonardo AI, Mage Space and Civitai. But they have some serious flaws. Like, I don't know how many hours I have wasted learning to use a new website with the help of ChatGPT, Claude and Gemini, searching for widgets and features that no longer exist, pages that are no longer at the location the AI thinks they are at,  etc. 

In my experience, AI gets things right most of the time, but still, it gets things wrong REGULARLY. It's not a rare phenomenon at all. In my case, the stakes are low. If AI is wrong about software or a website's structure, I can just go back and ask a few pointed questions and get back on the track, most of the time.

But if you're just letting some AI agent run your finances, you are Asking For It and you will Surely Get It, because the mistakes made by AI finance agents can ruin you economically. You might instruct it to invest the bulk of your money in a stable investment portfolio that earns a good return, and then discover that the AI agent has taken a flyer on a Squiddly Straightjacket Woman NFT Coins for reasons known only to its AI LLM, a coin that immediately tanked, taking all your investment earnings with it. And you can't get that money back, there's no reset button on financial mistakes. (Yeah, there are lawsuits but they take forever and often don't succeed (did you read the fine print?) 

I suspect anyone who has actually worked with AI will tell you the same. And yeah, I'm sure the more advanced versions of the AI programs might not make as many mistakes as the freebie AI that I use, but I still think it's foolish to risk all your moolah on even the very best version of an AI finance agent.

Another very wrong image of a woman tied spreadeagled to a bed. I have a whole folder full of blunders like this. It happens REGULARLY.

Unexpected AI

As AI job cuts created more and more unemployment, the screening requirements of employers became harsher and harsher for the few remaining jobs. Even the infamous Anal Entry Bookkeeping jobs were overwhelmed with naked applicants.

Image source: Multiple reverse images turned up zip-all on this one. Several of the big aggregator sites have it, and it's on Reddit, so there's plenty of exposure for it (some images are converted to black and white, a very easy task with any decent graphics program). If anyone knows the source, sing out in the comments so credit can be given where credit is due. BTW, the telephone hanging on the wall with the women is such a nice touch. So near yet so far.